But generally speaking, the fed and the wall st. are in the same boat. The spread between the fed rate and the prime lending rate is a way to make sure basic earning power.
Sometimes the relationship goes too far. THe US tax payers pick up the tab.
(LTCM, latin america bail out, Russia, and etc)
There are three types of people:
Hunter, eating other people
Hunted, loser
scanvenger, just not to starve to death, but not much better (employees)