the US stock market will have a minor correction this year, 10% maybe? Interest will be higher further, which will support the currency but add pressure on the stocks. I sold out most of the holdings by the yearend 2004 and regretted not selling one which was in the money but I hated to pay more capital gain tax on that. I am kicking myself for thinking too much tax instead of the stock fundamentals. Now the stock is back to what I bought for. Dan!