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 【美国房地产解套】从B.C.C.谈Refinance的问题 - 3 【资本家也留了几手】 |
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The Fifth Season
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头衔: 海归中将
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加入时间: 2008/09/12
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作者：The Fifth Season 在 海外房地产 发贴, 来自【海归网】 http://www.haiguinet.com
天下的鸟儿都是要赚钱的，资本家也留了这几手：
“ First, BCC buys a property at roughly market value, typically half or less of what the foreclosed homeowner owes.
Second, BCC sells it back to the homeowner with a 30-year mortgage at about 6 percent at the moment, marking up the purchase price by 25 percent as a cushion against default.
To further insure that its investors get their money back, BCC's evaluation is tough. Less than half of homeowners qualify. ---”
这招更厉害 ！
“ They are mortgages that are paid every two weeks. In fact, what we have done is to tie it to people's paychecks. We require automatic deposit of the paycheck and automatic withdrawal of the mortgage. ”
两周一付，直接从工资里扣！
“ --- a shared appreciation mortgage. And, in simple terms, what that really means is, should the market come back, someone who has financed with us and is now paying roughly half of what they would have paid in the past will actually only be entitled to roughly half of what that appreciation is.“
把将来升值，如何分，都打算好了！
“ --- began at the beginning of the year, BCC has financed 90 properties.
buy it back at the true cost
per month - It was like $3,500. And the new one is closer to $1,600.
what a lender would want is to be able to sell in the short term at the best possible price. Our job is to persuade the lender that the price we're offering is the best price for a distressed property in that neighborhood. ”
- 这区如果不怎么的，也就是这个价！
“ It turns out the price BCC offered for the Dumerants' house was topped. GMAC sold the home to another investor.
lawyers have stayed the eviction for the time being. And, given the new evidence that GMAC foreclosures are legally suspect.”
- 明的不行，来损的， 看谁厉害！
“If there is any way that's possible for us to get the property back, we will fight to get it back, until the very -- until the very end. ”
- 存亡之地，扶老携幼，不得不争，气节也！
https://www.pbs.org/newshour/bb/business/july-dec10/banker_10-20.html
作者：The Fifth Season 在 海外房地产 发贴, 来自【海归网】 http://www.haiguinet.com
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 【美国房地产解套】从B.C.C.谈Refinance的问题 - 3 【资本家也留了几手】 -- The Fifth Season - (1960 Byte) 2010-12-30 周四, 11:33 (2745 reads)
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